Chat with Matt..
me: can i go open a credit card and just shop?
Matt: no
me: why not?
Matt: that is what ignorant americans do
we are reasonable
me: only $10K
we’ll pay it off eventually
Matt: no
ok well going to play travian
since oracle is closed
me: just testing you [wink]
Matt: i know
NEVER want to be in that credit card game ever again.. been there done that bad world
we are blessed to have crawled out from under it
most people don’t
blessed to have been given the insight to be aware of what we were doing and to make the decisions to reverse it
couldn’t have done that alone.. we were a team, granted you did a lot of stuff but it only works when both agree on it.
Financial Peace University Online
Dave Ramsey is now offering his full 13 week Financial Peace University now online. Beat Debt and build wealth.
From the site:
Bringing the power of Dave Ramsey’s proven Financial Peace University to a new internet audience, FPU Online gives you the tools, motivation, and encouragement you need to take control of your money and truly change your family tree!
FPU Online gives you complete access to Dave’s ultimate financial money-management course and complete suite of online money tools for 16 weeks. Class is in session 24 hours a day, seven days a week!
We used Dave’s plan to get rid of over 70K in debt in 19 months. We are now working through the other baby steps now. If you are in debt, give Dave a try.
We’re Debt Free!
Without going into many details, because I am not a personal finance blogger, my family is now debt free but our home. We own everything in it and the cars we drive. This is the first time in my adult life I have not had any debt and it feels just wonderful. We’re closing the last credit card account tonight.
With the help of Dave Ramsey and the No Credit Needed Network, we paid off over $70K in 19 months!!
Living in Debt
Living in debt is nerve-wracking, insomnia-producing, and family-wrecking. Just don’t do it. There is nothing you can buy that feels as good as being in debt feels bad.
— Ben Stein
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